I don't really live in what I'd call a McMansion. The house in the canyon has nearly an acre of land, and a view up and down Barton Creek Canyon for miles. I think of it as the Hollywood Hills of Austin. Or our equivalent of Laurel Canyon. Unique geography, not easily carved up into .25 acre lots with public sewer mains. It's not quite a suburb, and never will be. But it's uncomfortably close to the urban sprawl. From my decks and pool, I see, not McMansions, but real mansions. The ten million and up kind, that rich lobbyists, tech zillionaires, and successful business and real estate people build now. I have the crappiest house in a very high end neighborhood.
I have a small garden that could be be made bigger. In a collapse whereby the local powers that be just go away, I'd radically change my grey and black water systems to put the waste water into growing things, and the current large evaporative septic field could be repurposed to grow food. I could fairly easily catch and store enough water to live on with current rainfall levels and no water mains, although I'm no where near doing that as of yet.
But it is a big house, about 3000 sq ft, and it has the requisite two heat pump AC's to cool it, and a pool pump and two hot water heaters. One eV car to charge every night. It isn't unusual at all to use 100Kwh in a day in this hot summer weather.
Tomorrow, I have a meeting set up with a local solar installer. Here, there are decent energy rebates that will pay for maybe half of a modest grid tie (it used to be a 5Kw system would max the free bennies but maybe that's higher. Probably is, maybe 10Kw now. We'll see.)
I told them already on the phone I don't want a modest grid tie. I want to build what maxes my available roof space and that my goal is net zero. We'll see what that costs, to get the Austin Energy
tm anointed PV installers to do that. Or if it can be done. I think it can, but I'm not sure.
I put on a new roof last year, and if I'm going to install a solar PV system on this house, I need to make it happen somehow. I'm starting this thread to discuss whatever I find out. I hope I can find a way to make this happen.
A big part of my decision-making these days is around when to cash out of this house and downsize.....or whether to do that at all. My three stated goals for retirement are:
Keep taxes low
Make most of my own energy
Grow as much of my own food as I can.
If my real estate is paid for, those three expenses are the biggest and most critical ones I foresee...... other than sick care, which is something I can't particularly predict or plan for, other than to accept that old people do get sick and die 100% of the time. I've paid a real fortune for health insurance in my life, and I wish I had the money back. I never used it much. I'm almost to Medicare now, fwiw.
I have lived a fairly healthy existence, having never used tobacco, drunk much soda, have been a runner through most of my middle age, and gone for decades without consuming alcohol. I HAVE been exposed to many carcinogens and too much sun, and I have certain inherited issues, like my high blood pressure. I might drop dead, but I might live to great old age.
The taxes on the canyon house are high, but the way Austin and Round Rock and the surrounding area is headed, the taxes there are looking better all the time compared with those inside the various municipal districts. I am in what's called the 3 mile extra-territorial jurisdiction of Austin, and I pay no city taxes. A house of the same size within the city would be much higher. There is a cap for over-65 citizens of a 10% rise in taxes per year. The missus is now about to turn 65, so I think we're there.
The taxes on the stead are FAR lower, over 90% lower. They would go up a little if I built a new house, but it's a rural county and the calculus of taxes is generally far less onerous and is likely to continue to be so. The lake cottage taxes are high because it's waterfront. If you live on water here, you can calculate your taxes just from the length of your waterfront, almost. Fortunately, I have a pie-shaped lot. If you want to own waterfront, you should remember that. Short side on the water is what you want from your waterfront lot. Still it also is in a rural county, so it's better than Austin waterfront, by a mile. Still, the taxes out there are going up a lot too.
The loose plan has been to cash out maybe 500K in equity out of the canyon house and use part of that to turn the lake cottage into a nicer place to live in our last years, with a real boat house, which I don't have. Now we have this new deal, this great small house in the city we found. It's almost too nice to put into rental. I find myself doing the math on possibly downsizing into it, which the missus and the kids are not opposed to.......choices, always choices.
I'm happy to have choices. My problems are definitely the White Man's problems. So what? I'm grateful for that.
But I think my energy and food requirements could conceivably be met while still living in the canyon house. And even if I do decide to sell, I think a net zero status would make selling the house a breeze. Not sure how much value it'd add, but it would be measurable.
More tomorrow, after I meet with the solar installers.